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Car insurance is the smartest way to financially secure yourself and your car. Let’s say, you own a 1-year-old standard hatchback with Insured Declared Value (IDV) of Rs. 4,00,000, but sadly, don’t have car insurance.

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May 28, 2015  · Uninsured-motorist: When a hit-and-run driver, or someone who’s inadequately insured, strikes your car, uninsured-motorist and underinsured-motorist coverage pays for the medical, rehabilitation, funeral, and pain-and-suffering costs of the victims in your car.

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